Consultant – Program Underwriting – Alternative Ventures – Property

Consultant – Program Underwriting – Alternative Ventures – Property

Requirements

• Understanding of property insurance lines, risk analysis, coverage options, policy structure, and audits preferred.
• Ability to evaluate complex risks, including catastrophe-prone properties.
• Demonstrated ability to navigate challenges in underwriting, claims, and compliance.
• Proficiency in analyzing data trends, loss ratios, etc.

Responsibilities

• Drives the sales and underwriting relationship for Programs products and services.
• Analyzes program manager relationships/results and recommends corrective actions if necessary.
• Reviews highly complex individual risks, programs, or referrals within assigned territory from program managers and declines or accepts business based upon information necessary to make the decision.
• Actively engages in discussions with re-insurers per department guidelines verifying the appropriate use of all reinsurance facilities used by the department.
• Develops and implements underwriting guidelines, rates, forms, product endorsements and procedures.
• Interacts with various business partners (i.e. claims, actuary, compliance, etc.) to achieve company goals and objectives.
• Responsible for audits of individual risks/programs for compliance with company guidelines, state regulations and reinsurance conditions.
• Independently establishes and maintains effective relationships with Program Managers in order to generate growth and profitably.
• Leads in the implementation of all new programs from development of underwriting guidelines, form/rate filings, compliance/regulatory matters, finance, reinsurance, claims, legal, accounting, actuarial and marketing matters to ensure proper program integration.
• Acts as a resource for direction, training and guidance for less experienced staff.

Preferred Qualifications

• Graduate degree preferred.
• Program leadership experience in professional lines of business is preferred.