Credit Product Portfolio Specialist

Credit Product Portfolio Specialist

Requirements

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Responsibilities

• Participate in building and maintaining effective Vendor Program relationships with existing clients within their products or functional area, including sharing relevant information with coverage partners and senior peers
• Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
• Participate or provide support to review and analyze low to moderately complex program and end user opportunities for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
• Partner with senior peers within the context of individual deals and client relationships to develop inquiries or identify gaps to support the understanding of clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings
• Participate in regular portfolio reviews to manage risk and provide support to portfolio issues, where applicable
• Partner with product management functional partners to provide feedback on the use of tools to deliver credit products and managed vendor programs more effectively, meeting client and market needs
• Collaborate and consult with senior peers and functional partners to resolve client servicing requests and inquiries

Preferred Qualifications

• 2+ years of experience in specialized lending relationship management OR portfolio management.
• Proficient Microsoft Office Suite skills (Excel, PowerPoint, Word, etc.).
• Commercial credit underwriting experience
• Ability to navigate multiple computer systems, applications, and utilize search tools to find information.
• Strong analytical skills with high attention to detail and accuracy.
• Excellent verbal, written, and interpersonal communication skills.
• Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important.
• Ability to work in a fast-paced deadline-driven environment.
• Energetic, quick learner, positive attitude, and self-motivated.
• Ability to work independently and organize and manage multiple priorities.