Associate Director – Credit Policy & Analytics
| Company | OneMain Financial |
|---|---|
| Location | Charlotte, NC, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior, Expert or higher |
Requirements
- Bachelor’s degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred.
- 7+ years of experience in a data driven analytics environment; consumer lending, credit cards, or Fintech preferred; PHD degrees may offset experience.
- Advanced analytical skillset using tools such as SQL, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus.
- Innovative and capable of developing a highly analytical approach to solving problems preferably inside consumer lending.
- Strong communication, interpersonal and negotiation skills to achieve business objectives.
- Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines.
- 4+ years as a people manager.
Responsibilities
- Develop and manage key Acquisition strategies to grow Exposure profitably: approve / decline, initial credit line, and pricing.
- Partner with Underwriting and Product teams to optimize booking rates.
- Partner with Data Science to evaluate alternative data sources, and develop and implement cutting edge underwriting models.
- Design and manage A/B testing around initial credit line.
- Partnering with Technology, Engineering, and Implementation partners to drive timely change across different platforms.
- Build and develop a team of analysts supporting the long-term card product growth.
Preferred Qualifications
- Demonstrates the ability to balance strategic thinking and credit policy delivery.
- Strong team leader with strong focus on employee development & proven ability for building & leading large talented teams located across various geographies & time zones.
- Excellent communication skills and ability to influence senior executives and peers across functions.
- Ability to synthesize insights across different sources into a comprehensive and holistic strategy.
- Exhibits energy, curiosity, and ability to frame intelligent questions to uncover issues and spearhead the formulation of approach and methodology.
- Self-motivated and organized – a high degree of comfort managing multiple stakeholders and team members; strong collaboration and teamwork skills; and a problem-solver oriented toward achieving results.