Skip to content
AVP Commercial Real Estate Lending Analyst
| Company | Morgan Stanley |
|---|
| Location | White Plains, NY, USA |
|---|
| Salary | $85000 – $135000 |
|---|
| Type | Full-Time |
|---|
| Degrees | Bachelor’s |
|---|
| Experience Level | Mid Level, Senior |
|---|
Requirements
- Bachelor’s Degree required
- Minimum 2-5 years experience in commercial real estate lending, origination and/or credit analysis
- Strong communication skills with the ability to articulate your assessment in a clear and professional manner
- Possess excellent oral and written communication skills and presentation skills
- Detail orientation with exceptional analytical skills
- Significant accounting and finance knowledge
- Ability to meet deadlines and manage expectations
- Ability to multi-task
- Good collaboration skills in a team-oriented environment
Responsibilities
- Support Lending transactors in the execution and maintenance of Commercial Real Estate secured loans on Morgan Stanley’s balance sheet
- Engage in on-going portfolio maintenance including monitoring loan covenants, loan servicing, and ensuring accurate and timely update of loan portfolio metrics / reports
- Conduct annual relationship and loan reviews to monitor collateral performance during the term of the loan/relationship
- Evaluate UHNW Lending opportunities specific to commercial real estate, which will include activities such as: i) evaluating the obligors; ii) valuation of the underlying collateral; and iii) determining if the opportunity aligns with the UHNW Commercial Real Estate Lending program
- Performing required due diligence with regards to the collateral property as well as sponsors, including underwriting property cash flows, rent roll analysis, reviewing balance sheets, and understanding global cash flow of guarantors
- Identify key risk and mitigants related to existing loans and new opportunities and propose potential structural protections and other terms and conditions that may mitigate such risk
- Prepare and/or assist the SLT/AMs with the preparation of credit memoranda clearly outlining transaction, purpose, strengths, risks and mitigants, financial/collateral analysis and other key terms and conditions required to support the SLT/AM’s recommendation to move forward with the opportunity
- Assist the SLT/AM in efficiently managing the transaction cycle through final credit approval, documentation, closing and initial funding of the transaction ensuring timely coordination with all parties involved including Credit Risk Management (“CRM”), Loan Operations, Compliance, In-house Counsel and any other relevant stakeholders.
Preferred Qualifications
- Private Banking Lending experience is a plus
- Formal credit training a plus
Benefits
No information provided on Benefits.
