Business Banker

Business Banker

Requirements

• Bachelor’s degree or equivalent experience in a financial institution.
• Two to three years of experience in banking sales and service, two years experience in outside business to business sales.
• Must be self-motivated and production-oriented.
• The ideal candidate will possess effective business development/client acquisition skills.
• Strong verbal and written communication skills and a high level of accuracy and attention to detail.
• Computer proficiency with basic Microsoft Office applications (e.g., Word, Excel and Outlook) is required.

Responsibilities

• Primarily an outbound sales position that is designed to drive low-cost business deposits, small business loans/lines, treasury management solutions, merchant and credit card services and WaFd Insurance.
• Consistently using at least 80% of time in business development.
• Seeks to develop new business by contacting prospects and clients to sell cross market bank opportunities.
• Interviews loan applicants, collect/analyze financials and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan request.
• Demonstrates a reasonable level of business acumen. (Business plans, appraisals, business financials and business entities.)
• Makes referrals to branches or relationship managers for products outside of their scope.
• Collaborates with branch managers and branch personnel with emphasis on increasing business product knowledge and sourcing new prospects.
• Teaches basic business financials and the difference of business entities to branch personnel.
• Leads joint calling efforts with branches.
• Serves as a contact for non-borrowing accounts and loan customers for matters relating to bank services.
• Participates in community organizations to increase the Bank’s visibility and to enhance new business opportunities.
• Adhere to bank policies and procedures designed to comply with federal regulations, including but not limited to the Bank Secrecy Act, USA Patriot Act and OFAC regulations.
• Complete and pass all assigned eLearning courses and assigned certifications as required.
• Avoid all real or perceived conflicts of interest and always maintain client privacy and confidentiality.
• Completes other duties as assigned.

Preferred Qualifications

• Business banking experience preferred.