Business Banking Loan Specialist

Business Banking Loan Specialist

Requirements

• High school diploma or GED required.
• 5 years of experience in Business Lending Experience with commercial/business lending policies, practices and applicable banking/government regulations.
• MS Office Suite applications systems; lending-related systems.
• Possess excellent human relations, communications and business writing skills.
• Ability to work effectively without direct supervision.
• Possess effective time management and organizational skills.
• Demonstrates teamwork in facilitating workflow.
• High level of cooperation with others and is responsive to the Bank’s needs.
• Exemplary motivation, enthusiasm, professionalism and team skills.
• Demonstrates excellent customer service skills.
• Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities.
• Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information.
• Ability to travel between bank and customer locations and/or commute for training purposes.
• Valid Driver’s License required or available transportation.
• Thorough knowledge of Bank operational policies and procedures, compliance regulations, and Bank product and services.
• The ability to effectively resolve employee and customer relations issues.

Responsibilities

• Manages and coordinates loan process, from initial engagement through post-funding.
• Works directly with Relationship Manager, Processing team, Underwriters, Credit Administration, Loan Services, as well as third-party processors to ensure compliance and resolve issues.
• Contacts customer and third party processors as necessary to obtain required information and/or documentation and assists with resolving client-based needs pertaining to transactions.
• Responsible for assisting assigned Relationship Managers with an existing portfolio of business clients, including the outreach and review of transactions for opportunities to expand current/existing portfolio.
• Requests and monitors receipt of financial reporting requirements to meet the need of required covenants maintained in a tickler system.
• Review and analyze financials for completeness prior to submitting to Underwriting Team for review.
• Review changes in ownership, and ensure the banks loan package is completed and is accurate according to the financials received.
• Facilitates the collection of fees; Responsible for reporting efforts to clear delinquent and past due/matured loans; Orders payoff demands as needed; Assist Relationship Manager with performing Site Visits, and assisting with Loan Signings as needed; Organizes and uploads documents into Bank systems; Communicates with client about covenant defaults as required.

Preferred Qualifications

No preferred qualifications provided.