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Capital Markets Analyst

Capital Markets Analyst

CompanyUpgrade
LocationSan Francisco, CA, USA
Salary$90000 – $100000
TypeFull-Time
Degrees
Experience LevelJunior

Requirements

  • 1+ years of capital markets experience
  • Advanced in MS Suite, SQL, and Tableau
  • Understanding of secured and unsecured consumer lending and credit underwriting
  • Knowledge and experience of executing structured finance transactions and/or asset-backed securities (ABS) markets
  • Ability to operate in a fast-paced environment to meet deal deadlines
  • Superior written and verbal communication skills
  • Good judgment and excellent interpersonal skills
  • Highly organized, detail-oriented, and strong client service skills

Responsibilities

  • Analyze various financing options (including warehouse facilities, securitizations, forward flow whole loan sales, etc.) to determine the optimal funding strategy across all lending products (personal loan, card, home improvement, indirect auto, and BNPL)
  • Support Capital Market teams to ensure seamless progression from sourcing to funding of transactions.
  • Provide analysis on collateral performance by leveraging tools such as Excel, SQL, and Tableau
  • Ensure timely circulation of reporting deliverables and monitoring of covenants across transactions and products
  • Collaborate with internal credit, product, treasury, and operations teams to develop an effective framework for balance sheet management across lending products
  • Develop and maintain strong relationships with institutional investors to deliver a best-in-class experience
  • Work with lines of business and other finance teams to develop new product analysis, including portfolio/collateral characteristics, peer group funding analysis and collateral comparison, rating agency report review, and any other information to support new product funding strategies
  • Provide support to various ongoing and future projects as needed
  • Perform deep collateral analysis on transactions and as part of portfolio monitoring, to support funding, investor analysis and management review

Preferred Qualifications

    No preferred qualifications provided.