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Consumer Credit Representative II – Hybrid
| Company | M&T Bank |
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| Location | Buffalo, NY, USA |
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| Salary | $20.94 – $34.91 |
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| Type | Full-Time |
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| Degrees | Associate’s |
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| Experience Level | Mid Level |
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Requirements
- Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience
Responsibilities
- Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
- Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.
- Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.
- Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.
- Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.
- Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.
Preferred Qualifications
- Previous Consumer credit experience preferred
