Credit Risk Manager I – VP

Credit Risk Manager I – VP

Requirements

• 5+ years’ experience at financial institutions or equivalent in credit and/or portfolio management of corporates within the Energy sector.
• In depth knowledge of general corporate credit analysis, credit/risk management, underwriting leveraged loans and conducting valuation analysis.
• Ability to build complex financial models to assess the customer’s repayment ability.
• In depth knowledge of loan documentation and structural risks in corporate finance.
• Understanding of regulatory environment both in Japan (FSA, BOJ) and the U.S. (FRB, FDIC).

Responsibilities

• Responsible for the management of the Energy portfolio (Oil & Gas, Power) as a credit officer.
• Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management.
• Prepare detailed credit analysis and credit applications in accordance with appropriate policies and procedures, evaluating the borrower’s industry/business/legal/financial risks and recommending extensions of credit to management.
• Collaborate productively with the business line to manage safety and soundness while developing the portfolio.
• Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions.
• Perform due diligence and regularly scheduled reviews.
• Ensure compliance with external regulatory/internal policy and procedural requirements.
• Support and mentor analysts and associates in credit risk management process.
• Work with business lines/product groups to identify prospective transactions.
• Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures.
• Advises account officers on credit risk issues/terms and conditions to create a best possible deal with a goal of maximizing profit and minimizing credit cost.
• Directly and independently communicate with credit division and ensure it is provided with all related information/analysis pertinent to making a decision with little support from management.

Preferred Qualifications

• 5+ years’ experience at financial institutions or equivalent in credit and/or portfolio management of corporates within the Energy sector.
• In depth knowledge of general corporate credit analysis, credit/risk management, underwriting leveraged loans and conducting valuation analysis.
• Ability to build complex financial models to assess the customer’s repayment ability.
• In depth knowledge of loan documentation and structural risks in corporate finance.
• Understanding of regulatory environment both in Japan (FSA, BOJ) and the U.S. (FRB, FDIC).