Credit Risk Senior Analyst

Credit Risk Senior Analyst

Requirements

• Master’s degree, or foreign equivalent, in Finance, Accounting, Mathematical Finance, or related field
• 2 years of experience as a Credit Portfolio Analyst, Credit Risk Analyst, Accountant, Graduate Teaching & Research Assistant or related position involving credit risk analysis and controls in the global financial services industry
• Alternatively, a Bachelor’s degree in the stated fields and 5 years of specified progressive, post-baccalaureate experience
• 2 years of experience must include: Credit risk assessment; Financial statements analysis; Company performance analysis; Industry reports analysis; Portfolio management; Stress testing; and Accounting principles
• Up to 5% domestic travel required

Responsibilities

• Conduct fundamental credit analysis using quantitative and qualitative factors to assess the financial strength of clients
• Ensure appropriate regulatory classification, minimize net credit losses, and identify emerging areas of concerns for covered portfolio
• Work with Independent Risk team to support accountable credit approval decisioning
• Analyze new and existing credit requests, and process the underwriting workflow, including pre-screening, amendments and extensions, annual reviews, and diligence related to other credit requests
• Financial statements analysis
• Perform company performance analysis
• Responsible for loan documentation process of new transactions, amendments, and modifications
• Coordinate with internal partners and outside legal counsel to ensure that credit approval terms and conditions are appropriately represented in closing documents
• Industry reports analysis
• Conduct client calls on portfolio clients and select new to bank opportunities with Relationship Manager
• Recommend changes to improve existing processes to achieve greater efficiency and controls

Preferred Qualifications

No preferred qualifications provided.