Director of Platform – Intelligence – And Innovation – Commercial Card
| Company | Wells Fargo |
|---|---|
| Location | Salt Lake City, UT, USA, San Francisco, CA, USA, Chandler, AZ, USA |
| Salary | $173300 – $359000 |
| Type | Full-Time |
| Degrees | |
| Experience Level | Senior, Expert or higher |
Requirements
- 8+ years of Product Management or leadership experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 4+ years of management or leadership experience
- 8+ years of experience in commercial payments, new product development, financial services technology, data analytics, and credit risk management.
- Strong understanding of commercial card platforms, automation, data analytics, underwriting strategies, and digital transformation in banking.
- Experience leading technology initiatives, data-driven decision-making, and innovation in a complex environment.
Responsibilities
- Manage and develop specialized teams of managers and professional individual contributors
- Analyze customer and results-oriented information
- Perform market research related to development and testing of services and products
- Identify opportunities and strategies for establishing pricing policies, distribution strategies, technical systems, and customer requirements
- Manage companywide efforts to align and coordinate distribution channels, systems requirements, product introduction, marketing, training, and ongoing product and service management
- Lead teams by making strategic decisions to resolve highly complex, unique, and critical product line issues to meet deliverables
- Interpret and develop range of new products or product lines and product life cycle management for functions with moderate to high complexity and risk
- Collaborate with and influence stakeholders, subject matter experts, project managers, and experienced leaders
- Manage allocation of people and financial resources for Product Management
- Develop and guide a culture of talent development to meet business objectives and strategy
- Lead the strategy and execution of platform modernization efforts to enhance the scalability, security, and efficiency of our commercial card infrastructure
- Partner with technology teams to define and implement enhancements that improve user experience, API connectivity, and integration with corporate treasury platforms
- Drive automation and digitization initiatives to streamline internal processes, optimize operational efficiencies, and enhance the customer experience
- Develop and execute a strategy for leveraging data analytics, AI, and machine learning to improve portfolio performance, customer insights, risk assessment, and credit decisioning
- Partner with finance, risk, and product teams to design and implement data models that support dynamic pricing, spend analytics, and credit risk evaluation
- Establish key performance indicators (KPIs) to measure business impact and inform strategic decision-making
- Work closely with credit risk management teams to enhance underwriting strategies, risk monitoring, and credit policies for commercial card clients
- Lead the end-to-end development of new commercial card products and features, from ideation to market launch
- Identify emerging trends, technologies, and partnerships that can enhance the commercial card value proposition
- Collaborate with FinTechs, networks, and industry partners to drive differentiated solutions and new revenue opportunities
- Lead the development of pilot programs, proof-of-concepts, and innovation initiatives to test and scale new capabilities.
Preferred Qualifications
- Experience working with APIs, AI, machine learning, automation technologies, and digital payment solutions is a plus.
- Advanced degree preferred.