Emerging Markets Mortgage Loan Originator
| Company | Fifth Third Bank |
|---|---|
| Location | Amelia, OH, USA, Piketon, OH, USA, McLean, OH, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Junior, Mid Level |
Requirements
- High school diploma or equivalent mandatory.
- Knowledge of conventional and/or government lending guidelines.
- Knowledge of residential mortgage processing, underwriting, and closing procedures.
- Knowledge of federal lending regulations governing real estate lending.
- Demonstrated organizational skills.
- Must have 2 years of mortgage lending experience.
- Must have an established local book of business.
- Must have existing mortgage sales of $1 million per month.
- Strong written and verbal communications skills.
- Demonstrated teamwork and customer service skills.
- Proven computer skills.
- Basic sales technique skills.
- Strong desire to excel in a competitive environment.
Responsibilities
- Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts).
- Maintain knowledge of Fifth Third Mortgage Company’s policies and procedures.
- Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
- Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
- Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans.
- Follow defined protocol for escalation of exceptions.
- Take applicant applications by completing Fannie Mae form 1003 on the laptop.
- Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.
- Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
- Manage pipeline for all originated loans through closing and complete required management reports.
- Communicate with applicants and/or referral sources by providing timely updates and progress reports.
- Maintain high levels of customer service while managing each applicant’s and support staff’s expectations.
- Attend and participate in all Consumer Lending meetings as required by management.
Preferred Qualifications
- Four-year college degree preferred.