Enterprise Risk Manager

Enterprise Risk Manager

Requirements

• Bachelor’s degree in Business, Finance or Accounting required.
• Minimum of 3 years of leadership experience required.
• Minimum of 7 years of technical experience required.
• Proficient in computer usage with ability to prepare spreadsheets and management reports utilizing bank software system.
• Good working knowledge of ERM and Operational Risk frameworks and controls of a large or mid-sized banking organization and the ability to assess and analyze complex risk issues (current, emerging and thematic) that have impacts across the enterprise.
• Ability to assess enterprise-wide risks by ‘connecting the risk dots’ through thematic and systemic analysis.
• Knowledge of fundamental concepts, practices and procedures of risk management and risk assessment processes.
• Working knowledge of applicable federal and state regulations, Bank policies, and industry best practices.
• Ability to work independently, organize tasks efficiently, and perform the risk function accurately.
• Possess strong leadership and management skills in leading teams.
• Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information.
• Able to cope with pressure resulting from meeting required deadlines and reporting requirements.
• Possess excellent human relations, communications and business writing skills.
• Strong analytical and problem solving skills.
• Strong relationship building and collaboration skills with proven experience working with all levels of bank management.
• Consistently demonstrate tact, discretion and good judgment.
• Able to cope with and manage complex tasks involving multiple stakeholders effectively, independently and timely.

Responsibilities

• Supports the Director in management of the team and direct reports.
• Helps the ERM team achieve goals aligned to the annual ERM plan and various initiatives within Enterprise Risk.
• Effectively collaborate with internal stakeholders and maintain strong partnerships with Bank management.
• Integral in maturing the program from point in time, to continuous event driven assessments.
• Provides critical review and assessment of the Bank’s control environment while considering operational efficiency and/or compliance with laws and government regulations.
• Supports the Director in promoting consistent Enterprise and Operational risk management policy and standards throughout Mechanics Bank.
• Serves as a primary point of contact with business and support units to facilitate risk and control assessments, process flow mapping, and identify control environment gaps.
• Collaborates with business lines and support units to ensure key business processes are supported by workflow analysis/process mapping and thorough risk assessment.
• Gather and analyze operational loss data and near-miss events.
• Analyze the root cause of process breakdowns; identify trends recommending appropriate control improvements.
• Monitor overall risk level within the line of business and the quality of the control environment to ensure alignment with risk appetite.
• Analyze trends in audit, regulatory and risk issues to identify patterns or emerging trends.
• Develop and maintain appropriate risk management training throughout the Division.
• Provide training and make presentations to various bank personnel and departments on internal controls, findings and recommendations.
• Tracks remediation efforts put in place by business lines in response to risk and control issues or recommendations.
• Assists the Director with implementation and maintenance of operational risk tools; supports project activities for key department initiatives.
• Prepares periodic risk reporting for Executives and the Board, as appropriate.

Preferred Qualifications

• Certification in Risk Management Assurance (CRMA), Certified Risk Manager (CRM), Certified Internal Auditor (CIA) or Compliance related certifications (i.e. CRCM, CAMS) are strongly preferred.
• 7 years previous banking, risk management and/or internal audit experience preferred; or equivalent combination of banking and knowledge of risks and controls.
• Understanding of bank operating controls and risk management standards, procedures and regulatory requirements preferred.
• Risk assessment experience including evaluating and designing controls, conducting impact assessments, identifying control gaps, and remediating risk.