Funder/Closer
| Company | Western Alliance |
|---|---|
| Location | Irvine, CA, USA, Dallas, TX, USA |
| Salary | $27.6 – $34.09 |
| Type | Full-Time |
| Degrees | |
| Experience Level | Senior, Expert or higher |
Requirements
- High School Diploma or GED Equivalent
- Minimum of 6 years of recent RETAIL residential mortgage closing/funding experience
- Conventional and Government loan experience required
- Thorough knowledge of TRID and RESPA LE/CD requirements
- Strong aptitude for detail, accuracy, and organization
- Ability to prioritize and multitask with ease
- Excellent interpersonal, written, and verbal communication skills
- Ability to work in a high-volume environment
Responsibilities
- Audit file for completeness and accuracy to ensure compliance with underwriting, government, investor, and company guidelines
- Current knowledge of TRID with the ability to calculate fee tolerance cures and determine proper waiting periods
- Prepare CD and coordinate a closing date with the processor
- Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents
- Prepare loan documents and ensure the closing package is complete, fees accurate, and fully compliant
- Review the signed closing package for accuracy
- Ensure all prior-to-funding conditions are met and properly signed off
- Approve closing agent’s settlement statement
- Responsible for preparing and verifying final funding figures
- Prepare wire request for funding and provide settlement agent with funding authorization
- Post-closing duties may include confirming recording/disbursement, preparing collateral package, MERS registration, exporting 3.2 DU file, curing post-closing deficiencies, reconciling final settlement statement and preparing post-closing CD, if needed
Preferred Qualifications
-
No preferred qualifications provided.