Loan Analyst II

Loan Analyst II

Requirements

• 1 – 3 years of financial services or insurance industry experience, preferred
• Bachelor’s degree (Finance, Insurance, Business preferred)
• Knowledge of standard business practices and working in team environment
• Detail oriented with strong analytical skills
• Strong communication skills and work ethic
• Ability to work independently and prioritize in a fast-paced environment
• Self-starter with the ability to work with minimal supervision

Responsibilities

• Maintain a “customer is first” environment to meet or exceed expectations and needs
• Protect the Bank’s assets and maintain quality of the portfolio by adhering to lending policies and procedures
• Ensure that credit decisions and recommendations are made in accordance with credit principals and in compliance with policies
• Oversee documentations and ongoing monitoring of assets and client portfolio
• Preparing and issuing loan packages and credit correspondence
• Follow-up with brokers/clients to ensure that requirements needed for renewals and reviews are collected and delivered on a timely basis
• Increase existing client business by identifying cross-selling opportunities in lending and deposits
• Coordinate with Credit Officers, Portfolio Management and Legal Counsel to approve premium finance loans
• Manage and monitor defaulted loans by assisting brokers/clients to meet their client’s unique circumstances and requests
• Oversee all phases of loan processing, including exposure model generation, legal document preparation, funding, collateral management and default/liquidation
• Compile in depth credit recommendation summaries through the analysis of tax returns, financial statements, brokerage accounts, and credit reports
• Performs other duties and responsibilities as assigned by management

Preferred Qualifications

• 1 – 3 years of financial services or insurance industry experience, preferred
• Bachelor’s degree (Finance, Insurance, Business preferred)