Manager of Capital Markets

Manager of Capital Markets

Requirements

• Bachelor’s degree in finance, Economics, Business, or a related field; MBA or CFA is a plus
• 3-5 years of experience in capital markets, structured finance, or investment banking, preferably in the consumer lending or fintech sectors
• Strong foundational knowledge of asset-backed lending, securitization, and debt capital markets
• Proficiency in financial modeling, portfolio performance analysis, and risk assessment
• Exceptional attention to detail, with strong analytical and organizational skills
• Excellent communication skills, both written and verbal, with the ability to support external stakeholder relationships
• Strong background with Microsoft Excel and SQL

Responsibilities

• Assist the SVP of Capital Markets in managing Koalafi’s existing asset-backed debt facilities, including monitoring compliance with financial & performance covenants and reporting requirements
• Prepare detailed analyses and reports to support draw requests, repayments, facility performance tracking and KPI dashboards
• Analyze and forecast portfolio performance metrics. Identify any potential risks and collaborate with the SVP and other stakeholders for resolutions
• Partner with the SVP to prepare investor and lender communications, including but not limited to: performance updates, compliance reports, portfolio analyses, and competitor/market analyses
• Build and maintain strong working relationships with lenders and other financial stakeholders under the guidance of the SVP
• Support the preparation of materials for investor meetings and presentations
• Collaborate with the SVP and FP&A teams to execute funding strategies that optimize Koalafi’s origination strategy, cost of capital and liquidity
• Contribute to the analysis of portfolio performance, including credit trends, prepayment behaviors, and delinquency metrics, to inform funding decisions
• Provide insights and recommendations to the SVP to refine capital allocation strategies
• Work closely with legal, compliance, and credit risk teams to ensure accurate and timely execution of capital markets processes
• Assist in improving internal systems and data capabilities to streamline reporting and enhance decision-making
• Research and analyze trends in capital markets, interest rates, and competitor strategies to provide valuable insights to the SVP
• Identify opportunities for innovative funding solutions and present findings to the SVP for consideration

Preferred Qualifications

• Familiarity with funding programs for subprime or non-prime lending
• Experience working in point-of-sale or consumer lending businesses
• Knowledge of regulatory frameworks and compliance requirements for debt facilities