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Merchant Underwriter
| Company | Upgrade |
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| Location | Atlanta, GA, USA |
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| Salary | $27 – $27 |
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| Type | Full-Time |
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| Degrees | |
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| Experience Level | Junior, Mid Level |
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Requirements
- 6+ months of small business underwriting experience or Merchant Specialist experience required
- 1+ years of experience in a payments, financial services or related industry
- Previous underwriting experience
- Ability to calculate financial information and strong problem solving and analytical skills
- Team player mentality with a high level of integrity
- Ability to thrive in a changing and fast-paced environment
- Detail-oriented with excellent verbal and written communication skills
- Proficiency with Google Sheets, Tableau
Responsibilities
- Verify merchant application information, coordinate the collection of missing data and documentation, analyze and underwrites new merchant applications, and re-evaluate existing merchant accounts as requested by the other internal departments.
- Adhere specifically to all company policies and procedures, Federal and State regulations, and laws.
- Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering or other unlawful activities.
- Read and interpret personal and commercial credit reports, tax returns, and/or corporate financial statements.
- Contribute to regular staff meetings to discuss merchant accounts, trends, losses, etc.
- Present ideas to management for continuous improvement of procedures and efficiencies.
- Bring a flexible mindset – you will be required to adapt to changing policy and procedures on a constant basis while maintaining high-quality work.
Preferred Qualifications
- Knowledge of Zendesk or other CRM applications is a plus.
