Mortgage Loan Originator
| Company | Lake Michigan Credit Union |
|---|---|
| Location | Middleville, MI, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | |
| Experience Level | Mid Level |
Requirements
- Three to five years of sales or related experience.
- Prior experience working in the Mortgage industry is a plus.
- Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
- Excellent written and verbal communication skills.
Responsibilities
- Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards.
- Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk.
- Establish terms and conditions of an approved loan and review with member.
- Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
- Evaluate acceptability of loan on secondary mortgage markets.
- Cross sell other Credit Union services.
- Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
- Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
Preferred Qualifications
- Prior experience working in the Mortgage industry is a plus.