Mortgage Loan Originator
| Company | First Financial Bank |
|---|---|
| Location | Indianapolis, IN, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Mid Level |
Requirements
- Minimum of 2 years’ experience originating residential mortgages, 4 years preferred.
- Must have existing referral network established to provide mortgage leads.
- Must have prior experience using loan originating software and MS Office products.
- Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
- Bachelor’s degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience.
- Must have or ability to obtain Mortgage Loan Originator License with NMLS.
- Must be trained in all areas of mortgage lending.
- Must maintain employer and industry required continuing education.
Responsibilities
- Consistently achieves monthly loan production volume as specified in the MLO Agreement.
- Generates new business to assist in meeting established profitability goals.
- Responsible for developing and maintaining business plan for growth of this business area.
- Networks with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads.
- Evaluates needs of potential customers and offers appropriate mortgage products and services, or provides referral to appropriate specialist within the Bank.
- Prepares and compiles mortgage application and information for processing of mortgage loan applications generated.
- Ensures completeness of loan documentation.
- Oversees timely closing and funding of loans.
- Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
- Responds to mortgage inquiries and requests regarding accounts from assigned branches.
- Promotes and cross-sells other bank products and services as appropriate to customer requirements.
- Provides data to support marketing and sales promotion programs.
- Works directly with sales manager to assist with CRA loan initiatives in local market.
- Other duties may be assigned.
Preferred Qualifications
-
No preferred qualifications provided.