Portfolio Analytics & Strategy Specialist
| Company | PNC Financial Services |
|---|---|
| Location | Houston, TX, USA, Cleveland, OH, USA, Dallas, TX, USA, Chicago, IL, USA, Charlotte, NC, USA, Pittsburgh, PA, USA, Wilmington, DE, USA, Vienna, VA, USA, Atlanta, GA, USA |
| Salary | $65000 – $156720 |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior |
Requirements
- Must have a university/college degree
- 5+ years of industry-relevant experience
- Analytical Thinking
- Credit Risks
- Data Analytics
- Financial Analysis
- Model Development
- Operational Risks
- Quantitative Models
- Risk Appetite
Responsibilities
- Support PNC Business Credit Card origination strategies by analyzing both internal and credit bureau data
- Use Pyspark to Query, analyze and synthesize large datasets containing credit card application and performance data
- Develop recommendations for origination strategy enhancement by working in close partnership with multiple stakeholders, including Product and Credit Risk teams
- Use expertise in data visualization (using Tableau and PowerPoint) to present analytical output to stakeholders in order to drive decision making
- Use a well-organized approach to build and manage large analytical datasets, containing multiple analytical features used for strategy development and monitoring
- Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes
- Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions
- Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance
- Establishes baselines for strategies and tracks actual performance to expectations
- Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk
- Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight
- Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies
- Designs / enhances standard reporting suites for regular product / portfolio reviews
- Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.
Preferred Qualifications
- Analytical Thinking
- Credit Risks
- Data Analytics
- Financial Analysis
- Model Development
- Operational Risks
- Quantitative Models
- Risk Appetite