Portfolio Manager – VP

Portfolio Manager – VP

Requirements

• Bachelor’s Degree or equivalent combination of education and experience in Finance or Accounting Required.
• 4-7 years Commercial Real Estate or Credit Approval required.
• 4-7 years handling complex credits required.

Responsibilities

• Responsible for underwriting, credit monitoring and portfolio management of Commercial Real Estate relationships.
• Ensure the portfolio administration and risk management of each client relationship complies with established Associated Banc-Corp Lending Policy, Standard Operating Procedures and business strategy as well as regulatory guidelines.
• Co-manage commercial real estate relationships by analyzing borrower and guarantor financial data, as well as property and market information to determine the merits of specific loan requests.
• Responsible for monitoring portfolio performance and timely and appropriate risk ratings.
• Assist with due diligence/analysis with new client relationships, opportunity memos as appropriate.
• Partner with Relationship Manager as the point of a contact for the client; acting as liaison to Credit, support staff and other internal business partners.
• Monitor loan repayment activities, property performance, and financial condition of obligors.
• Minimize portfolio exceptions with respect to past due payments, annual relationship reviews, scorecards, reporting requirements and covenant tests.
• Contribute to ad hoc special projects for the team or region as needed.
• May make presentations on specific loans and participate in the bank’s loan approval process.
• Participates in community and business functions/groups to ensure a positive image for the bank within the region’s marketplace.

Preferred Qualifications

• 3-5 years of experience sales/business development preferred.
• 0-2 years Formal Credit Training preferred.
• CFA-Charted Financial Analyst Preferred.