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Senior Loan Originator

Senior Loan Originator

CompanyWintrust
LocationMontgomery, IL, USA, Naperville, IL, USA, Wheaton, IL, USA, St. Charles, IL, USA, Elgin, IL, USA
Salary$15 – $15
TypeFull-Time
Degrees
Experience LevelSenior

Requirements

  • Minimum two years of mortgage loan origination experience
  • Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs
  • Knowledge of residential mortgage processing, underwriting and closing procedures
  • Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in-Lending, RESPA and others
  • Ability to analyze financial information
  • Excellent interpersonal and communication skills required
  • Pleasant and professional demeanor is essential
  • Work requires sound judgment and diplomacy
  • Outlook proficiency required
  • Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
  • Ability to travel

Responsibilities

  • The Loan Originator assembles and reviews a new application and matches the applicant with a mortgage program
  • The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process
  • Conducts preliminary underwriting reviews
  • Remains front line contact with the borrowers
  • A credit report is obtained and analyzed by the Loan Originator
  • The Loan Originator is heavily involved with the client during the application and closing process
  • Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business

Preferred Qualifications

    No preferred qualifications provided.