Senior Underwriter/Senior Underwriting Specialist
| Company | American Financial Group |
|---|---|
| Location | Richmond, VA, USA, Gainesville, GA, USA |
| Salary | $Not Provided – $Not Provided |
| Type | Full-Time |
| Degrees | Bachelor’s |
| Experience Level | Senior |
Requirements
- Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience
- Generally, a minimum of 5 years of experience in Underwriting or a related field
- Continuing progress toward and/or the completion of a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM)
- Maintains strong knowledge of company policies and industry laws and regulations
- Excellent interpersonal and communication skills
- Demonstrates strong analytical skills with attention to detail
- Strong negotiation and decision-making ability
- Position requires occasional travel
Responsibilities
- Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite
- Analyzes risk data to make informed decisions on coverage, pricing, and terms
- Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details
- Orders and reviews additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions
- Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations
- Evaluates existing policies for potential renewal or modification
- Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers
- Stays updated on industry trends, regulatory changes, and market conditions
- Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business
- Interprets, explains, and markets products and services
- Develops relationships with agents & brokers through in-person visits and telephone interactions
- Performs other duties as assigned
- This role has the potential, based on experience, to be hired within the Underwriting Career Path as a Senior Underwriter up to a Senior Underwriting Specialist
Preferred Qualifications
- Continuing progress toward and/or the completion of a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM)