Underwriter III

Underwriter III

Requirements

• Knowledge of FNMA and FHLMC guidelines
• Loan quality and risk management
• Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
• Excellent Customer/Client service skills
• Ability to work in a fast paced production environment
• Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
• Excellent written and verbal communication skills
• Prioritization and Time Management skills
• Ability to learn and adapt to guideline changes
• 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience in a wholesale or retail lending environment
• Ability to communicate effectively and professionally
• Basic proficiency in Microsoft Office products (Excel, Word, etc.)

Responsibilities

• Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times
• Identify any document deficiencies, request additional information and/or documentation from Clients as needed
• Expert ability to navigate and interpret all agency and company guidelines
• Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan
• Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans
• Other duties as assigned

Preferred Qualifications

• Bachelor’s degree preferred but not required
• Encompass LOS experience preferred
• Project management experience