Underwriter - Supplemental Accts - I/II - American Heritage

Underwriter – Supplemental Accts – I/II – American Heritage

2+ years of relevant underwriting experience or related field for Underwriter I
High school diploma or equivalent required; Bachelor’s degree preferred for Underwriter I
Strong analytical skills and ability to evaluate data for financial and risk analysis for Underwriter I
Experience in developing proposals and working with underwriting tools and systems for Underwriter I
Ability to work independently with minimal supervision for Underwriter I
3+ years of relevant underwriting experience or related field for Underwriter II
In-depth experience managing more complex underwriting cases and risk assessments for Underwriter II
Strong expertise in analyzing financial and risk data for a variety of cases for Underwriter II
Experience in working with multiple departments to assess and resolve more complex cases for Underwriter II
Proven ability to handle high-level decision-making with minimal supervision for Underwriter II
Ability to mentor or guide less experienced team members for Underwriter II

Prepare proposals and coordinate final presentations, including required exhibits
Respond to underwriting team requests accurately and in a timely manner, maintaining positive communication with internal and external stakeholders
Build credibility with the sales force, brokers, and customers
Use AB’s workflow management tools to document decision-making processes
Analyze data related to small to medium case risks to determine benefits and rating
Review and manipulate census data for use in rating tools to generate manual rates
Communicate with policy owners, applicants, brokers, and agencies regarding underwriting decisions and procedures
Review master policy change requests for eligibility
Conduct research to gather additional data needed for benefit and premium decisions
Make independent case-level decisions, adhering to underwriting guidelines